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Blog – Tuesdays with Mary

Senator Urges FTC to do More to Protect Consumers

Data privacy has become a major issue in the last few years and both average consumers and government entities want to do something about it. As the Federal Trade Commission (FTC) was releasing its proposed data privacy and data security rules, one senator was urging the FTC to do more. Missouri Republican Senator Josh Hawley wrote a letter to Joseph Simons, chairman of the FTC, urging the commission to do more to protect consumers’ data privacy and inform Congress of any gaps in its authority. Hawley begins the letter by stating, “For too long our nation has put off accounting [...]

2026-03-23T13:28:28-04:00
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It’s conference season. Let the good times roll!

It’s hard to believe it’s been six months since RESPA News has had the pleasure of seeing many of you out at industry conferences. I’m excited for conference season to kick off in late March with RESPRO26 in New Orleans. We will be there to learn new perspectives on RESPA enforcement trends, how to provide the best customer service and how the latest technology can help real estate and mortgage professionals. RESPRO26 is the perfect time to gain perspective of what the future holds with a new Consumer Financial Protection Bureau director. In addition, legal experts Brian Levy, of counsel [...]

2026-03-23T13:28:28-04:00
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The NS3 Experience – Through the Eyes of an Attendee

“An excellent combination of education and networking.” Who wouldn’t want to walk away from a professional development event feeling this way? If you are real estate professional who has attended the National Settlement Services Summit (NS3) previously, you know what we mean. “As a first-time attendee, I was amazed at how much I learned and loved being able to bounce thoughts and ideas off panel members.” With a lineup of speakers from attorneys to title agents to mortgage lenders to regulators to realtors and more, NS3 provides a three-day event packed with the education spanning the entire real estate transaction. [...]

2026-03-23T13:28:28-04:00
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Not Going Anywhere for a While? Grab a Rule Assessment

As the industry awaits the Consumer Financial Protection Bureau’s (CFPB) first rulemaking activity under Director Kathy Kraninger, stakeholders can reflect on the impact of some of the agency’s most significant regulations. The bureau published five-year assessments of its ability-to-repay/Qualified Mortgage rule and its mortgage servicing rule in January as statutorily required under Section 1022(d) of the Dodd-Frank Act. Both reports provide plenty of insight into the rules’ effectiveness since becoming implemented. Shortly after those reports’ publication, the industry’s attention immediately turned to another forthcoming five-year lookback on a rule that keeps many lenders and settlement agents up at night – [...]

2026-03-23T13:28:28-04:00
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5 Coveted Desk Accessories

For those of you who work in an office environment, whether among other colleagues, or within your own home, you know how important it is to have certain things within arm’s reach at all times throughout the day. Could you survive without any of these 5 accessories? Pen Seems pretty self-explanatory, but it still needs to be said. It’s always at the most inopportune time that you can’t find that darn pen. Imagine your boss giving you a call with immediate instructions on a project they want you to work on, and having that said boss talk at the pace [...]

2026-03-23T13:28:28-04:00
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Kraninger – What’s in a name?

In what direction will Kathy Kraninger take the Consumer Financial Protection Bureau (CFPB)? Just about everyone probably is wondering the answer to that question. Will she continue the bureau’s “hear no evil, see no evil” stance adopted by acting director Mick Mulvaney? Or will she position the bureau as the consumer watchdog it had been under former Director Richard Cordray? If Kraninger's first publicized decision is any indicator; Americans may have gotten an arbiter of common sense. Photo Cred: CFPB Without disrespecting Mulvaney or President Donald Trump, Kraninger put a halt to an initiative to change the name of [...]

2026-03-23T13:28:28-04:00
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