Tuesday, August 26, 2025
The housing and mortgage markets have always been central to the American economy, but right now they’re shifting in ways that demand close attention. Affordability, inventory, interest rates, negative equity, tappable equity, and borrower behavior are all moving pieces in a puzzle that affects lenders, real estate professionals, and consumers alike.
In moments like this, data isn’t just helpful — it’s essential. The difference between reacting late and preparing early often comes down to who’s watching the market most closely, and how well they understand the signals behind the numbers.
That’s why I’m especially excited about our current episode of Keys to Real Estate. My guest is Andy Walden, Vice President of Enterprise Research and Strategy at ICE Mortgage Technology, and his team produces the Mortgage Monitor, one of the most comprehensive monthly looks at housing and mortgage performance in the country.
This isn’t just another set of charts and graphs. It’s a lens into borrower health, lender strategy, and the bigger forces shaping real estate. In our conversation, Andy helps put the data in context — explaining what matters most, what could be changing beneath the surface, and why it’s important to stay informed at a granular level right now.
If you’re a lender, settlement service provider, or simply someone with a stake in the real estate industry, this is the kind of discussion that can help you anticipate what’s coming rather than just respond to it.
Watch the full episode here.
At Keys to Real Estate, our goal is to connect you with the people who don’t just report the data but understand what it means. At October Research — where Knowledge is the Competitive Advantage — that’s at the heart of everything we do.
Until Next Time,
Mary Schuster
Chief Knowledge Officer
October Research, LLC